Environmental, Social And Governance: What Is ESG Investing?

Environmental, social and governance (ESG) investing is a strategy you can use to invest in companies that strive to make the world a better place. ESG investing relies on independent ratings that help you assess a company’s behavior and policies when it comes to environmental, social and governance issues. “At its core, ESG investing is […]

How to Budget When You Hate to Budget

Budgeting is a pain. But what’s more painful is a bill you can’t easily pay, debt that costs a fortune or not having enough money to retire.

How FAIR Plans Work For Home Insurance

Living in a house that’s regularly exposed to severe weather or high crime rates can put you in a higher risk category than average homeowners. If insurance companies consider you too high of a risk, they could decline to sell you homeowners insurance. Fortunately, for those who can’t find insurance on the voluntary market, your […]

What Is An Elevation Certificate For Flood Insurance?

For homeowners who live in a flood zone, flood insurance is a must. In order to get the best price on your policy, you may need to acquire an elevation certificate. This document provides crucial elevation information about your property, such as the home’s location, building characteristics and the elevation of the home’s lowest floor. […]

Should You Pay Off Debt Or Save For Retirement?

It’s the Coke vs. Pepsi debate of personal finance. When you have extra money at the end of the month, should you pay down debt or bulk up your retirement savings?

PPP Loans: These Nonbank Lenders Are Accepting Round 2 Applications

The Paycheck Protection Program (PPP) has reopened to all lenders, and with this fresh wave of funding comes new eligibility requirements and further clarifications around the forgiveness process. The bipartisan coronavirus relief legislation approved late last year included an additional $284 billion for PPP loans—aid designed to help small businesses keep their doors open and […]

5 Financial Moves For 2021


By Andrea Woroch

Money is a top concern for most Americans these days and, with so much uncertainty still ahead, it's important to create financial security for yourself and your family as we enter into this new year.

Improving your finances may seem like a daunting process, but getting started is half the battle. Here are five money moves you can tackle now to get the momentum going.

1. Plug budget leaks.

Considering that 35% of Americans have less savings now than before the coronavirus took hold of our country, according to a recent survey from, finding areas in your budget to rebuild savings should be a priority for the new year. Rebuilding an emergency fund may seem impossible now, but you may be surprised ho...

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The income you get from owning stocks gets surprisingly complicated at tax time.

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