Companies thrive on our collective sloth. Make them earn their money by learning how your laziness is costing you cash.
Oversleeping -- Sleeping the day away can lead to insomnia, and that can be costly to treat. And being up all night in the Internet age can lead to torching extra money on books at Amazon.com or downloads at Apple's iTunes store.
Keystone Resort/Ben Lindbloom
Jessica Rinaldi / Reuters
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