LA CROSSE, Wis. -

The La Crosse Fire Department is not only saving lives, but saving money for residents.

The department  was given a class two department rating by the insurance service office.

It received perfect scores in fire inspections, facilities, and pre-fire planning. And that high ranking means property owners will save on insurance premiums.

But firefighters and the mayor say they won't be satisfied until they earn a class one rating. And that means creating a plan to improve coverage as the city continues to expand. "What do you do maybe here at this facility or some other facility to address those areas on the outskirts of the city, because you want those areas to have as good of level of service as the central part of the city," said Mayor Tim Kabat.

The newest La Crosse fire station was built in 1967.

Fewer than three percent of fire departments in all of Wisconsin received the class two honor.