credit card fraud goes up during the holiday season.
But there are things you can do to prevent being a
victim of fraud.
News 8's Sarah Thamer has the details.
The Monday following Thanksgiving is Cyber Monday.
a day when online retailers hold special deals on
But bank officials are warning shoppers about what
to look for when shopping online and how to keep your
bank information safe and secure.
Shopping season is here which means many holiday shoppers
are turning to the internet.
And although popular websites like Amazon are typically
safe, credit card scammers can still find a way into
your bank account.
As you get more and more transactions, all the hacking
people the fraudsters the scammers the skimmers it
is their chance to hide themselves within more transactions
they dont want to be caught so there is more transactions
out there in the virtual world so they wont get alerted
to somethings happening.
But Carley says there are practices to prevent getting
We always ask you use a credit card instead of a debit
Debit cards are tied directly to your checking account
here so there is less exposure with a credit card,
you have a little bit better charge back rights.
And using familiar websites can go a long way.
One time someone stole my dad's credit card and bought
like 5,000 dollars worth of shoes in Italy and it
was off of a sketchy website so that fear is always
in the back of my mind.
Some websites will often times ask for a little too
There is some where it asks for your social secuirty
number even and I'm like this isnt my college or my
bank account, I'm not gonna give you my social security
Carley says a good tip to keep in mind is to recognize
the kind of information a website is asking for.
A good practice is the website shouldnt be asking
for more than your name your credit card or debit
card number, maybe the expiration date or the code
on the back it shouldnt really ask you for anything
beyond that, maybe shipping address but other than
that, no social security numbers no mother's maiden
name, stuff like that.
Bank officials also say many banks and institutions
offer shoppers the option to set up their debit and
credit cards so that if they spend over a hundred
they will get notified through email.
Another good tip to keep in mind is to call the 1-800
number on the website you are using to make sure it
is safe and secure.