Confused by all this talk of a "fiscal cliff" and what it means to you? As lawmakers in Washington try to beat tonight's deadline, here are some answers.
Payroll Tax Holiday -- The payroll tax holiday expires. The Social Security tax rate reverts to 6.2 percent, up from 4.2 percent, on the first $110,100 in wages. Effectively, someone making $50,000 will pay another $1,000 in payroll taxes next year.
Seoul National University/Handout/Reuters
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